How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam

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There is absolutely nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

There is absolutely nothing from another location unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.


And to the common eye, Lloyd appears like a typical middle-aged mum who works relentlessly to take care of her sick hubby.


So it was to the large shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.


Hiding behind the family's net curtains was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.


Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths consisting of using a dead lady's identity, making up 'fake' medical conditions for her child, and creating pseudonyms to work while claiming carers allowance.


Husband Phillips, 54, was also jailed after the set's enormous advantages fraud was lastly exposed.


While the couple managed to siphon off their ill-gotten gains for several years - neighbours have actually exposed to MailOnline the obvious ideas that the couple were running a fraud.


Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the production of pseudonyms to claim benefits


The scammer next door: The assuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had actually stopped working to reveal this to the council when she relocated in 2018


Phillips visualized in an Assistance for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the occasion


Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his strolling adhere to satisfy his carers.


But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.


Locals also told of how there was 'always something dodgy' about Lloyd, which she would never look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.


Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently filched almost ₤ 170,000 in advantages over a decade, and also helped Phillips wrongly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.


When neighbours saw them leaving among their 2 cars and trucks earlier today, they thought they were going off to remain at their secret caravan, only to find they were going to jail.


One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine show of not being able to walk whenever his carers were here.


'He was shuffling along and holding onto his cars and trucks in the driveway before he took a long time to get to his carer's automobile on his walking stick.


'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be strolling fine then.


'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.


'But after the police raid, they ended up being more reserved and didn't state a lot to individuals.


'There was always something dodgy about her - she wouldn't look individuals in the eye and bragged about going to her ₤ 60,000 caravan however would never say where it was.


'They would take her teenage son and go away on a Thursday night and not come home up until Sunday.'


Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, work support allowance and council tax decreases that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'strolling great'


Following the authorities raid secret rural street, neighbours were left with questions regarding why the couple had actually been detained - and some declare Lloyd had later told them it was down to pet breeding.


But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had actually claimed an overall of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and individual independence payments over the course of 11-and-a-half years.


With the help of Lloyd, Phillips was likewise discovered to have actually unlawfully declared ₤ 100,980.71 through PIP, housing advantages, employment support allowance and council tax reductions given that 2018.


Olivia Beesley, prosecuting, described how the mom's elaborate scam began when she falsely began claiming housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.


She even made a fake tenancy contract for the 'totally fictitious caravan', eventually filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.


Then in 2018, she began making deceitful claims that her husband required 'several day-to-day carers to attend to his needs'. She went as far as using Phillips' sister Zoe's birth certificate to impersonate his sibling and claim that she was his main carer.


She also lied that she was not able to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.


In 2022, she started creating 'incorrect medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.


She once again utilized the deceased woman's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.


Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever exposed, and would state they were going to stay at the caravan from Thursday to Sunday


One neighbour stated they saw the couple leaving on of their vehicles earlier this week and presumed they were going off to their 'caravan', just to later discover they were off to prison


When MailOnline checked out Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her child would allegedly go off to a caravan on the weekends.


It is not known whether this was the same 'fictitious caravan' which took place to have actually never ever existed, or an undoubtedly a different, real caravan.


Leni Newton, 63, stated: 'She told people that the authorities raid was due to the fact that someone had actually told on her for reproducing border collie puppies without a licence.


'I'm surprised they have actually been jailed. I believed they were all above board.


'I only saw them a couple of days ago leaving travel suitcases - I believed they were simply going to their caravan.'


She included: 'I know they fulfilled as she was his carer. He was wed however Angela moved in. I believed she had actually resided in Southport.


'I did see his ex-wife parked up in the street watching his home when they divided.


'She was undoubtedly spying on them.'


Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.


'There were a great deal of police came here.


'He was at the street celebration for the Queen however other times he did seem really frail.'


Hand in Hand homecare company confirmed to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.


A spokesperson stated: 'We sacked her immediately when we discovered out the truth.


'All her DBS and referrals took a look at. The cops said we had done absolutely nothing incorrect.'


The court heard how Phillips also deceived cash from the public bag by stopping working to disclose the truth that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax reductions.


He is likewise stated to have 'exaggerated' his medical conditions and need for care, stating that he was unable to do anything for himself.


He declared himself 'unfit for work' and stopped working to mention his better half's wage - unlawfully filching ₤ 51k in employment assistance allowance.


However, Phillips alleged that Lloyd had actually finished the kind and had simply 'asked him to sign it'.


Phillips' counsel Jim Smith argued he has a 'intricate current history' of psychological health and impairments including neurological condition, stress and anxiety and depression.


He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.


While Phillips had no previous convictions associating with similar matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.


Lloyd was jailed for two years after admitting seven counts of scams by incorrect representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for scams by false representation and 3 counts of dishonestly stopping working to reveal details to make a gain.


Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the general public.


'For those who look for to defraud the general public of limited and valuable advantages which need to be directed to those who require them, not those who simply wish to have them for reasons of individual greed, that is a major offense dedicated by each of you over a long period of time.'

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